I suppose everybody knows what payday loans are: money you get to use for whatever you want and to pay back after you get your next paycheck. This kind of loan is very popular amongst working people, because there are so many times when money is just not enough from one payday to another, especially if you need to buy something more expensive, like a new fridge, or a new TV set, or even a vacation.
Payday loans are so popular because they are very easy to get: there’s no need for credit history checks, no faxing is required, nor a good credit score. It’s just that simple to fill in an online form and get approved for a payday loan almost instantly.
The best part is that there are companies which don’t charge any interest if the borrower pays the loan by the end of the month.
Recently, I’ve had a very big problem with the guestbook I have on my personal website: it was flooded with spam. I think I was deleting several hundreds messages each day, and they kept on appearing.
I was desperate, I was even thinking of deleting my guestbook. Although it had a captcha in place, it seemed not to be stopping those messages at all. Probably there are programs which can read those captchas, so they are semi-useless.
Before deleting the guestbook, however, I looked through the files on my server and I noticed one that was not mine. It was called postinfo.html and it seemed to be something that granted access to external users to post content on my site’s pages. I deleted it, and the messages seemed to slow down a bit. Then I changed the permalink to my guestbook and I added an instruction on robots.txt to disallow all bots from crawling that page.
It worked. I don’t know for how long, but I’ll keep you posted.
